Why book your 1-2-1- pension meeting?

At Dentsu Aegis Network, a pro-active approach to workplace benefits is taken, in order to enable you to maximise your benefits.  Therefore, Dentsu Aegis Network has appointed us at Patterson-Mills to provide you with qualified and completely independent guidance on ‘all-things-pension’.

Tax savings – with a twist!

We shall explain how all contributions you decide to make to the pension scheme are enhanced by a whopping 13.80%, which Dentsu Aegis Network add to every pound you invest.  This is made up of a saving in Employers’ National Insurance Contributions that would otherwise be lost.  Less than 20% of UK Employers off this and so it is very worthwhile taking advantage of this whilst you are at Dentsu Aegis Network.

The usual income tax reliefs also apply (at your highest rate between 20% and 45%) and, because of the way we have set-up the pension scheme at Dentsu Aegis Network, you also save your own National Insurance Contributions on every contribution you make.  This alone is 12% for basic rate taxpayers and 2% for high rate taxpayers.

Investing your money

Although pension schemes invest your money for you, we know that your returns can vary widely over the longer-term.  This is affected greatly by things like:

• the level of investment risk
• the investment assets chosen and how they are managed
• the level of management charges

This is why optimising things now is the best way to maximise the future pension, the earlier the better and that’s what your one-to-one pension meeting is all about.  You will be shown:

• a personalised illustration with full costs and benefits
• projected pension income in today’s money so you can easily target your future pension
• how the considerable tax benefits and the company contribution work for you

When you hear from your HR contact that you are invited to your Pension Meeting, we feel sure you will be pleased that you arranged a time-slot for one of our regular visits to Dentsu Aegis Network.

Our pension consultants are Chris Rathbone and Edward Mills and you will be asked to pre-book a convenient time-slot

What happens at the 1-2-1 meetings

These last about 50 minutes to one hour.  You will be given the opportunity to discuss your own personal questions, requirements and any previous pension schemes or funds you may have.

These meetings are totally confidential, including discussion as to how best match your ideal investment asset allocation with your own objectives.  We assess and fully explain with real examples what is your ideal level of investment risk, most appropriate to match your ability and objectives in this area.

We take you through your personalised illustrations showing your own projected benefits for the Company’s contribution, including an example of how making the enhanced contributions yourself would greatly benefit you.

As mentioned above, the distinctively generous tax incentive Dentsu Aegis Network provide will help you decide the best contribution rate to fit your budget, whilst maximising your own investment returns.

Book now!

So, as you can hopefully see, there’s plenty to discuss and it only takes an hour, paid for by Dentsu Aegis Network, to boot!  Please be sure to book with your HR contact to meet us on our next visit, we know you will be pleased you did and very much look forward to meeting you.