Our services for private individuals / investors are shown below. If you are looking on behalf of a Corporate entity, please see our Services to Employers page here.
For high net-worth individuals or families, our comphrehensive wealth management service encompasses all of your investment needs. We carry out a holistic planning process to enable bespoke, strategic decision-making covering all of your financial planning matters, goals and objectives. The start point is to provide you with our Financial Planning Report, which uses the ISO 22222 guidelines at its core.
For more information on our wealth management service, please click here.
It is very important to review and monitor your existing pension funds. You can otherwise find that you have funds sitting in old plans, with companies who are no longer open to new business and have little incentive to offer the greatest investment return capabilities.
Retirement income need not only come from pension funds. The plethora of other investment vehicles can also form part of your available tools and many such alternative investments are tax-efficient in their own way, too.
For more information on our retirement income planning service, please click here.
Whether you have the objective of growing your capital, preserving what you have accrued to date, or anything inbetween, investment planning is vital to your wealth.
Individual stock-picking and the self-managing that some private investors undertake can be a gamble. Instead, having a well-defined, measurable and consistent approach to investment management is essential.
We can assess your current tax position, project this forward and assist with plans taking steps to reduce your potential inheritance tax (IHT) charge. Careful planning can significantly reduce, or even completely eradicate, IHT.
If you have a total estate (after debts) in excess of £325,000 per person, start the ball rolling on your inheritance tax planning services by contacting us on email@example.com, or completing our contact form.
For more information on our inheritance tax planning service, please click here.
How you and your loved ones would cope financially in the event of losing an income, whether through death, illness or disability should be a key concern for all families. We can help calculate the levels of protection cover you need and to choose the right type of plan and provider. It is vital to your wealth and Family that you ensure the right type of Trust is used for all death benefits, in order to mitigate any inheritance tax liability.
At Patterson-Mills, we offer independent financial advice to divorcees, or those entering into a divorce settlement. This advice relates to the investment of funds and dealing with the administrative side of splitting pension benefits. The latter will usually be in consultation with your Legal Advisers.
Please click to see our pensions and divorce webpage for further information.
If you are (or ever have been) UK domiciled whilst living or working outside of the UK, or if you have left the UK completely, your investment options broaden significantly. In particular, the use of non-UK collective investments can be highly beneficial both for tax purposes and efficient asset preservation and estate planning reasons.
For more information on our international investing service, which includes our sister Company based in Switzerland, Patterson Mills Sàrl, please click here.