Forward-thinking advice for life’s most significant decisions
True wealth is about more than numbers. It is about having the time to focus on the things that matter most whilst shaping the future you envision for yourself, your family, and generations to come. At Patterson-Mills, we provide a comprehensive private wealth management service designed to bring clarity, confidence, and strategic direction to every financial decision you face.
Our first job is to listen. We take time to understand your values, priorities, and ambitions, enabling us to develop a tailored financial planning strategy that is both suitable and practical. Whether your goals include preserving capital, enhancing income, or structuring your estate, our service is built with you at the centre every step of the way.
Unlike off-the-shelf investment plans, we understand that there is no ‘one-size-fits-all’ solution. We work closely with you to integrate all aspects of your financial life and produce truly bespoke plans. Whether it be investments, pensions, taxation, protection, legacy planning, or anything else, we place it all into one cohesive and dynamic strategy. The result is a plan designed to grow with you and respond to your needs as they evolve.
Solutions Built Around Your Needs
Retirement income planning
We review, enhance, and optimise every source of income available to you to ensure you can enjoy a flexible and fulfilling retirement.
Comprehensive investment planning
A measured, strategic, and consistent approach to investing that grows and protects your wealth while keeping your long-term goals in focus.
Inheritance tax planning
Reduce or eliminate potential inheritance tax with structured planning.
Financial protection and insurance
Protect your family’s financial future in the event of death, illness, or disability.
Pensions on divorce
Advice and support for individuals navigating pension splitting in divorce proceedings.
Strategic estate planning
Preserve your wealth, protect your family, and plan for the future with a structured estate strategy tailored to your needs.
Have an existing arrangement? Here’s why you should review
If your current wealth management or investment strategy has not been reviewed within the past few years, there may be valuable opportunities being missed. The financial world evolves quickly, and what once seemed appropriate may no longer align with your goals or the latest best practices.
Investment costs may have fallen, new tax planning opportunities may now be available, and portfolio allocations may no longer reflect your risk profile or objectives. Regular reviews ensure your strategy remains effective, efficient, and tailored to your evolving needs.
Our review process is thorough, independent, and free of charge. Whether you choose to implement our recommendations or not, you will leave the review with a clearer view of your financial picture and the options available to you.
At Patterson-Mills, we are committed to delivering clarity and confidence in every stage of your financial journey.
Are we right for you?
Our private wealth management service is best suited to individuals and families with £500,000 or above in investable assets who value long-term support, thoughtful planning, and a personal relationship with their adviser. If you are looking for structured, ongoing guidance across all areas of your financial life, we would be pleased to speak with you.