Our Inheritance Tax Planning Service
For over three decades, our Managing Director, Edward Mills, has worked alongside leading industry experts and tax specialists to offer our Clients access to an extensive range of onshore and offshore trusts, as well as award-winning estate planning solutions.
We are proud to deliver technical expertise, tailored advice, and exceptional support. Our knowledge allows us to carefully assess unique product options and create inheritance tax mitigation strategies that meet the known requirements of HMRC. We also work with dedicated Technical Services specialists at leading providers across the UK and relevant offshore jurisdictions.
Our planning does not simply focus on trusts. We also design strategies to help you retain access to your capital where possible, including utilising Business Property Relief rules through appropriate investment portfolios.
If you are seeking a clear, structured approach to protect your estate for future generations, we invite you to explore our services. The video below offers a brief introduction to one of the solutions available: the Canada Life Wealth Preservation Account.
How we work with you – our Inheritance Tax Planning Approach
Our inheritance tax planning service is designed to be clear, structured, and entirely centred around your personal needs. The process typically includes:
Removing assets from your estate: We help you implement solutions that can move capital outside of your taxable estate, while ensuring you retain access to income or capital wherever possible.
Preserving future growth: Strategies are built to protect the growth on your assets from future inheritance tax liabilities, allowing your estate to grow more efficiently for the next generation.
Providing flexibility: We understand that your circumstances may change. Our solutions are designed to offer access and control wherever possible, not locking you into rigid structures unnecessarily.
Using Business Property Relief opportunities: Where appropriate, we can structure investments to qualify for Business Property Relief, helping reduce inheritance tax without the need for gifting or trust planning alone.
Professional expertise and ongoing reviews: With technical specialists and continuous oversight, we help ensure that your estate planning stays effective as your situation and the law evolve.
How to get started
This service is suited to individuals and families who are seeking expert advice to manage, protect, and preserve their estate for future generations. If you have £500,000 or more in investable assets, we would be pleased to work with you.
Our aim is to make the journey as straightforward and beneficial as possible. If you are ready to take a structured approach to inheritance tax planning, here is how to begin:
Get in touch — Everything begins with a conversation. Send us a message using the button below and we will arrange a time to speak at your convenience.
Discover your options with a qualified Adviser — During our first meeting, you will receive expert guidance on the strategies available to help protect your estate, reduce inheritance tax, and preserve your wealth for future generations.
Receive your tailored inheritance tax planning strategy — Following our meeting, you will receive a clear and structured plan built entirely around your circumstances and wishes.
More about our approach
Product Summary
The CanTrust Wealth Preservation Account from Canada Life International is a unique trust arrangement designed to save inheritance tax, whilst allowing flexibility with the funds. Trustees can also make payments to your beneficiaries during your lifetime.
Investment Choices
The Account is true open architecture, allowing almost any collective fund from around the world, combined with state of the art investment platforms. Patterson-Mills offers a full range of risk-graded investment portfolios tailored to your needs.
Who is it suitable for?
The CanTrust Wealth Preservation Account will appeal to UK residents who have a potential inheritance tax liability and are willing to make a lump sum gift into a trust, whilst retaining access to payments and providing benefits to their chosen beneficiaries.
Risks to consider
This is not a product recommendation. Before proceeding with any inheritance tax mitigation strategy, we would need to assess and analyse your financial position in detail to ensure that the solution is suitable for you.