Helping your people thrive, helping your business grow
Offering Private Medical Insurance (PMI) is one of the most valuable ways to support your employees’ health, wellbeing, and loyalty. Fast access to high-quality medical care reduces staff absence, enhances satisfaction, and demonstrates your company’s commitment to its people.
Patterson-Mills works across the entire UK insurance market with full independence. We liaise directly with every major insurer and specialist provider to identify, negotiate, and secure the most suitable PMI solutions for your business. We are not tied to any single provider and always work for your best interests.
If you are looking to implement Private Medical Insurance at your company, review your existing arrangements to find a better deal, or expand your benefits offering, we are here to help you find the cover that works for you.
Our expertise ensures your Private Medical Insurance scheme is tailored, cost-efficient, and built to evolve with your business needs over time.
How we work with you – Making employee healthcare simple and effective
Understanding your business needs
We take time to understand your business, employees, budget, and what you want to achieve to shape a healthcare solution that truly fits your needs and goals.
Whole-of-market provider search
We engage with all major insurers and specialist providers, comparing pricing, cover levels, hospital lists, underwriting terms, and optional benefits to find the best solution for your workforce and budget.
Negotiating preferential terms
We use our market knowledge and insurer relationships to negotiate premium rates, enhanced policy terms, and ongoing incentives to give your business the strongest value over the long term.
Seamless scheme implementation
We manage the entire setup process, including documentation, onboarding communication for staff, insurer liaison, and implementation of any optional extras such as dental or optical benefits.
Employee support and claims assistance
We remain available to support your employees with queries, claims guidance, and benefit queries throughout the policy year, ensuring your team gets real, practical use from the benefit provided.
Annual review and renewal strategy
We conduct full annual reviews, ensuring your Private Medical Insurance cover continues to deliver competitive pricing, relevant benefits, and a strong return on your investment year after year.
How to get started
Tell us about your goals and priorities
Our first job is to listen. We begin with a discovery meeting to understand your business, the objectives you have for offering Private Medical Insurance, your budget parameters, and any particular employee health needs you would like to address, for example Mental Health or Dental cover.
Receive a tailored Private Medical Insurance proposal
We will prepare a detailed comparison of provider options, policy benefits, cost structures, and underwriting options, accompanied by clear recommendations aligned to your business goals and workforce needs.
Implement your scheme with full support
Once you are comfortable with the recommended strategy, we handle the full implementation with minimal disruption to your business, including staff communications, provider setup, and ongoing aftercare for both you and your employees.
You can contact our team directly at: employeebenefits@pattersonmills.com.
Why businesses trust Patterson-Mills
Unlike many advisers, Patterson-Mills operates entirely independently across the Private Medical Insurance market. We are not tied to any single provider, allowing us to act solely in your interests when sourcing, negotiating, and securing the most suitable terms available across the whole market.
Our approach does not stop at implementation. We proactively manage claims queries, build you a bespoke webpage with full details for your staff, engage in renewal negotiations, and policy adjustments, giving your business an agile healthcare solution that evolves with your needs over time.
We pride ourselves on delivering a personal service, providing clear advice, prompt responses, and tailored guidance both for your HR team and directly to your employees whenever needed.
Choosing Patterson-Mills means choosing a trusted partner who will ensure your Private Medical Insurance investment delivers the maximum value year after year.