Forward-thinking advice for life’s most significant decisions
True wealth is about more than numbers. It is about having the time to focus on the things that matter most whilst shaping the future you envision for yourself, your family, and generations to come. At Patterson-Mills, we provide a comprehensive private wealth management service designed to bring clarity, confidence, and strategic direction to every financial decision you face.
Our first job is to listen. We take time to understand your values, priorities, and ambitions, enabling us to develop a tailored financial planning strategy that is both suitable and practical. Whether your goals include preserving capital, enhancing income, or structuring your estate, our service is built with you at the centre every step of the way.
Unlike off-the-shelf investment plans, we understand that there is no ‘one-size-fits-all’ solution. We work closely with you to integrate all aspects of your financial life and produce truly bespoke plans. Whether it be investments, pensions, taxation, protection, legacy planning, or anything else, we place it all into one cohesive and dynamic strategy. The result is a plan designed to grow with you and respond to your needs as they evolve.
Solutions Built Around Your Needs
Planning for retirement
We review, enhance, and optimise every source of income available to you to ensure you can enjoy a flexible and fulfilling retirement.
Find out moreComprehensive investment planning
A measured, strategic, and consistent approach that grows and protects your wealth while keeping your long-term goals in focus.
Find out moreInheritance tax planning
Reduce or eliminate inheritance tax with structured planning to keep your loved ones as the largest beneficiary, not HMRC.
Find out moreFinancial protection and insurance
Protect your family’s financial future in the event of death, illness, or disability, with carefully selected cover that evolves with your needs.
Find out morePensions on divorce
Advice and expert support for individuals navigating complex pension splitting arrangements during divorce proceedings.
Find out moreStrategic estate planning
Preserve your wealth, protect your family, and plan for the future with a clear, structured estate planning strategy tailored to your needs.
Find out moreHave an existing arrangement? Here’s why you should review
If your current wealth management or investment strategy has not been reviewed within the past few years, or worse you have lost touch with your previous adviser, there are likely valuable opportunities being missed. The financial world evolves quickly, and what once seemed appropriate may no longer align with your goals or the latest best practices.
Investment costs may have fallen, new tax planning opportunities may now be available, and portfolio allocations may no longer reflect your risk profile or objectives Regular reviews and client-to-adviser communication ensures your strategy remains effective, efficient, and tailored to your evolving needs.
Our review process is thorough, independent, and has no cost or obligation to you. Whilst we hope you choose to appoint Patterson-Mills, whether you choose to implement our recommendations or not you will leave the review with a clearer view of your financial picture and the options available to you.
We are committed to delivering clarity from complexity in every stage of your financial life.
Are we right for you?
Our private wealth management service is best suited to individuals and families with £500,000 or above in investable assets who value long-term support, thoughtful planning, and a personal relationship with their adviser. If you are looking for structured, ongoing guidance across all areas of your financial life, we would be pleased to speak with you.