Welcome to this webpage we have set-up to provide you with information about the first annual review for the Intelligent Environments Europe Group Personal Pension (GPP) with Aviva.  Here you can access many items from your annual review pack online from anywhere, home or office (even holiday!).

You are also invited to take up an opportunity to meet with Edward for a review meeting, at which you can discuss any other financial matter of interest to you, as well as reviewing:

• your retirement income objectives
• your investment risk and investment fund choices
• contribution rates.

All these things matter greatly over time and are so easily left to discuss when it’s too late!  Intelligent Environments pay for our consultancy, so the review meeting is free to you, no cost whatsoever.  So you really should take up this chance to review things with Edward: to do so, please contact Victoria Reeves-Smith (or Charlotte Stephens in Victoria’s absence) at your Kingston Office to arrange the date and a time slot during October / November.

In the meantime, the following points should be of particular interest in relation to your pension fund and financial objectives.  Please download the files at the bottom of the page that support the points below.

1)    Investment performance charts – showing relative returns of our longer-term risk-rated portfolios, as outlined in Edward’s letter.
2)    Attitude to risk (ATR) selection – this shows the recommended choices of asset allocation in relation to investment risk for the various other risk levels and terms to Target Retirement Age (TRA).
3)    Re-balance letter of request – can be downloaded here, for printing, signing, scanning and returning to us at any time
4)    Guide to pension changes – this is a briefing booklet that details the radical changes being brought into law from the April 2014 budget
5)    Our Financial Magazine – our very own money management publication that you may find an interesting read.  Please download it from this page

You are welcome to download relevant review documents at the bottom of the page.